# Collateral Factor & Reserve Factor

The reserve factor is the percentage of Fee paid to CREAM protocol. If the reserve factor is 10, then that would imply that 10% of the interest paid on the asset is for CREAM.

In the other hand, the collateral factor is the maximum you can borrow on a particular asset.

Example: The collateral factor for ETH is 75%, if the price of ETH is considered as $1000, the max you will be able to borrow in other assets is worth $750

| Token           | Collateral factor | Reserve factor |
| --------------- | ----------------- | -------------- |
| ETH             | 75%               | 25%            |
| USDT            | 75%               | 20%            |
| USDC            | 75%               | 15%            |
| YFI             | 75%               | 40%            |
| COMP            | 75%               | 40%            |
| BAL             | 60%               | 40%            |
| YCRV            | 75%               | 10%            |
| CREAM           | 75%               | 40%            |
| LINK            | 60%               | 40%            |
| ~~LEND~~        | ~~50%~~           | ~~40%~~        |
| CRV             | 60%               | 40%            |
| renBTC          | 65%               | 30%            |
| BUSD            | 75%               | 10%            |
| MTA             | 45%               | 40%            |
| yyCRV           | 75%               | 20%            |
| SUSHI           | 65%               | 40%            |
| FTT             | 45%               | 40%            |
| yETH            | 75%               | 40%            |
| SRM             | 50%               | 40%            |
| UNI             | 65%               | 40%            |
| wNXM            | 50%               | 40%            |
| SWAG            | 0%                | 50%            |
| CEL             | 45%               | 40%            |
| DPI             | 60%               | 45%            |
| BBTC            | 45%               | 30%            |
| AAVE            | 60%               | 40%            |
| BOND            | 45%               | 40%            |
| KP3R            | 45%               | 40%            |
| HBTC            | 45%               | 30%            |
| HFIL            | 0%                | 40%            |
| CRETH2          | 60%               | 40%            |
| HUSD            | 0%                | 20%            |
| DAI             | 75%               | 20%            |
| HEGIC           | 25%               | 40%            |
| ESD             | 60%               | 50%            |
| COVER           | 45%               | 100%           |
| 1INCH           | 45%               | 40%            |
| OMG             | 45%               | 40%            |
| UNI-V2-WBTC-ETH | 75%               | 40%            |
| UNI-V2-ETH-USDT | 70%               | 40%            |
| UNI-V2-USDC-ETH | 75%               | 40%            |
| UNI-V2-DAI-ETH  | 75%               | 40%            |
| xSUSHI          | 60%               | 40%            |
| SLP-WBTC-ETH    | 75%               | 40%            |
| SLP-DAI-ETH     | 75%               | 40%            |
| SLP-USDC-ETH    | 75%               | 40%            |
| SLP-ETH-USDT    | 70%               | 40%            |
| SLP-SUSHI-ETH   | 75%               | 40%            |
| SLP-YFI-ETH     | 60%               | 40%            |
| WBTC            | 75%               | 25%            |
| SNX             | 45%               | 40%            |
| sUSD            | 45%               | 20%            |
| PICKLE          | 45%               | 40%            |
| AKRO            | 25%               | 40%            |
| bBADGER         | 60%               | 40%            |
| OGN             | 45%               | 40%            |
| AMP             | 45%               | 45%            |
| FRAX            | 60%               | 50%            |
| ALPHA           | 60%               | 40%            |
| UST             | 45%               | 20%            |
| FTM             | 25%               | 40%            |
| RUNE            | 60%               | 40%            |
| PERP            | 45%               | 40%            |
| RAI             | 45%               | 40%            |
| OCEAN           | 45%               | 40%            |
| RARI            | 25%               | 40%            |
| SFI             | 25%               | 40%            |
| yvCurve-IB      | 75%               | 40%            |
| yvCurve-sETH    | 60%               | 40%            |
| yvCurve-stETH   | 60%               | 40%            |
| ARMOR           | 0%                | 40%            |
| arNXM           | 0%                | 40%            |
| MLN             | 25%               | 40%            |
| VSP             | 25%               | 40%            |
| VVSP            | 25%               | 40%            |
| GNO             | 25%               | 40%            |
| yvWETH          | 75%               | 20%            |
| yUSD            | 75%               | 20%            |
| SWAP            | 25%               | 40%            |
| FEI             | 25%               | 20%            |
| WOO             | 25%               | 40%            |
| BNT             | 40%               | 40%            |
| EURT            | 60%               | 20%            |
| PAX             | 75%               | 10%            |
| PAXG            | 60%               | 40%            |
| ibBTC           | 45%               | 30%            |
| LON             | 45%               | 40%            |
| YGG             | 45%               | 40%            |
| AXS             | 45%               | 40%            |
| SAND            | 45%               | 40%            |
| MANA            | 45%               | 40%            |

{% hint style="info" %}
Searching for tokens on BSC? We put them [here](https://docs.cream.finance/v/binance-smart-chain/lending/collateral-factor-and-reserve-factor)
{% endhint %}