Collateral Factor & Reserve Factor

The reserve factor is the percentage of Fee paid to CREAM protocol. If the reserve factor is 10, then that would imply that 10% of the interest paid on the asset is for CREAM.

In the other hand, the collateral factor is the maximum you can borrow on a particular asset.

Example: The collateral factor for ETH is 75%, if the price of ETH is considered as $1000, the max you will be able to borrow in other assets is worth $750

TokenCollateral factorReserve factor

ETH

75%

25%

USDT

75%

20%

USDC

75%

15%

YFI

75%

40%

COMP

75%

40%

BAL

60%

40%

YCRV

75%

10%

CREAM

75%

40%

LINK

60%

40%

LEND

50%

40%

CRV

60%

40%

renBTC

65%

30%

BUSD

75%

10%

MTA

45%

40%

yyCRV

75%

20%

SUSHI

65%

40%

FTT

45%

40%

yETH

75%

40%

SRM

50%

40%

UNI

65%

40%

wNXM

50%

40%

SWAG

0%

50%

CEL

45%

40%

DPI

60%

45%

BBTC

45%

30%

AAVE

60%

40%

BOND

45%

40%

KP3R

45%

40%

HBTC

45%

30%

HFIL

0%

40%

CRETH2

60%

40%

HUSD

0%

20%

DAI

75%

20%

HEGIC

25%

40%

ESD

60%

50%

COVER

45%

100%

1INCH

45%

40%

OMG

45%

40%

UNI-V2-WBTC-ETH

75%

40%

UNI-V2-ETH-USDT

70%

40%

UNI-V2-USDC-ETH

75%

40%

UNI-V2-DAI-ETH

75%

40%

xSUSHI

60%

40%

SLP-WBTC-ETH

75%

40%

SLP-DAI-ETH

75%

40%

SLP-USDC-ETH

75%

40%

SLP-ETH-USDT

70%

40%

SLP-SUSHI-ETH

75%

40%

SLP-YFI-ETH

60%

40%

WBTC

75%

25%

SNX

45%

40%

sUSD

45%

20%

PICKLE

45%

40%

AKRO

25%

40%

bBADGER

60%

40%

OGN

45%

40%

AMP

45%

45%

FRAX

60%

50%

ALPHA

60%

40%

UST

45%

20%

FTM

25%

40%

RUNE

60%

40%

PERP

45%

40%

RAI

45%

40%

OCEAN

45%

40%

RARI

25%

40%

SFI

25%

40%

yvCurve-IB

75%

40%

yvCurve-sETH

60%

40%

yvCurve-stETH

60%

40%

ARMOR

0%

40%

arNXM

0%

40%

MLN

25%

40%

VSP

25%

40%

VVSP

25%

40%

GNO

25%

40%

yvWETH

75%

20%

yUSD

75%

20%

SWAP

25%

40%

FEI

25%

20%

WOO

25%

40%

BNT

40%

40%

EURT

60%

20%

PAX

75%

10%

PAXG

60%

40%

ibBTC

45%

30%

LON

45%

40%

YGG

45%

40%

AXS

45%

40%

SAND

45%

40%

MANA

45%

40%

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