Collateral Factor & Reserve Factor

The reserve factor is the percentage of Fee paid to CREAM protocol. If the reserve factor is 10, then that would imply that 10% of the interest paid on the asset is for CREAM.

In the other hand, the collateral factor is the maximum you can borrow on a particular asset.

Example: The collateral factor for ETH is 75%, if the price of ETH is considered as $1000, the max you will be able to borrow in other assets is worth $750

TokenCollateral FactorReserve Factor

MATIC

75%

10%

USDC

85%

10%

USDT

75%

10%

DAI

80%

10%

WETH

82.5%

10%

WBTC

75%

10%

LINK

65%

20%

SUSHI

45%

20%

CRV

45%

20%

QUICK

45%

20%

AAVE

65%

20%

DPI

45%

20%

FXS

45%

20%

SNX

45%

20%

UNI

65%

20%

ibBTC

65%

10%

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