# Collateral Factor & Reserve Factor

The reserve factor is the percentage of Fee paid to CREAM protocol. If the reserve factor is 10, then that would imply that 10% of the interest paid on the asset is for CREAM.

In the other hand, the collateral factor is the maximum you can borrow on a particular asset.

Example: The collateral factor for ETH is 75%, if the price of ETH is considered as $1000, the max you will be able to borrow in other assets is worth $750

| Token | Collateral Factor | Reserve Factor |
| ----- | ----------------- | -------------- |
| MATIC | 75%               | 10%            |
| USDC  | 85%               | 10%            |
| USDT  | 75%               | 10%            |
| DAI   | 80%               | 10%            |
| WETH  | 82.5%             | 10%            |
| WBTC  | 75%               | 10%            |
| LINK  | 65%               | 20%            |
| SUSHI | 45%               | 20%            |
| CRV   | 45%               | 20%            |
| QUICK | 45%               | 20%            |
| AAVE  | 65%               | 20%            |
| DPI   | 45%               | 20%            |
| FXS   | 45%               | 20%            |
| SNX   | 45%               | 20%            |
| UNI   | 65%               | 20%            |
| ibBTC | 65%               | 10%            |